Look at the word incur in the passage below. In 2002, Emily Canellos-Simms returned a library book forty -seven years late , setting the world record for the largest library-book fine ever paid. Since being checked out in 1955, the book had accumulated an overdue fine of 345.14 . In the 2010s , however, many libraries began rethinking their long- established fine systems. One reason for this change of heart was a concern about access; in other words, some library users who incur fines for overdue books may stop using the library because of their inability to pay . There was also the question of whether fines really work. Some libraries that experimented with going "fine-free'' reported no change-or even an increase-in the number of overdue materials returned. In 2019, the American Library Association urged its member libraries to move away from charging fines. What is the meaning of incur as used in the passage? bring something upon oneself honor or present oneself with something celebrate or recognize something learn something new through research