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Maxwell Is Taking Out a Loan for 9,750 for 2 Years at an APR of 9.25% . What Would Be the Finance Charge to the Nearest Whole Dollar?

Question

Maxwell is taking out a loan for 9,750 for 2 years at an APR of 9.25% . What would be the finance charge to the nearest whole dollar?

Solution

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Answer

### $1806

Explanation

## Step 1: Convert APR to decimal### Convert the Annual Percentage Rate (APR) from percentage to decimal form by dividing by 100. ## Step 2: Calculate the finance charge### Calculate the finance charge using the formula: . In this case, 9750 Rate = 0.0925 Time = 2\ years Finance\ Charge = \ 1805.625 \ is closer to 1806 \ , the finance charge is approximately 1806$.