A certified financial advisor who works for an accredited nonprofit specializing in helping consumers repay debt in a responsible manner Bankruptcy Credit Counselor Credit Utilization Rate Default

**Credit Counselor**<br /><br />A certified financial advisor working for an accredited nonprofit specializing in helping consumers repay debt responsibly is called a Credit Counselor. They provide guidance and support to individuals struggling with debt, helping them create budgets, negotiate with creditors, and develop strategies for debt repayment.<br />